Best STR Returns – Cash or Loan Purchase
Wondering which Summit County, Colorado properties produce the best short-term rental (STR) returns? In this video, we break down a comprehensive spreadsheet analysis of 13 on-market properties—from condos and townhomes to duplexes and single-family homes—across the region’s top areas including Breckenridge, Keystone, Frisco, and Dillon.
We answer the questions every investor is asking:
- Where can I earn the best short-term rental income?
- Which complexes and locations perform best?
- How much can I really cash flow with 25% down—or all cash?
- Are there big differences in ROI between property types and towns?
What’s inside this video:
- Full expense breakdown: mortgage, taxes, insurance, utilities, and HOA fees
- STR income estimates and monthly/yearly cash flow
- Cash-on-cash return analysis (with and without financing)
- Tax benefits and appreciation factored in
- Clear visuals showing total ROI for financed and cash purchases
- Real-world insights
📊 Spoiler: The average cash-on-cash return with a loan is around *-15%**, while *cash buyers can expect **1–3% in net returns**, with total annual ROI (including appreciation) averaging **6–8%**.
Whether you’re looking to invest near the ski lifts in Breckenridge or exploring HOA-free options with better returns, this video gives you a data-driven look at real opportunities in Summit County’s short-term rental market.
